{
  "creator": "Rung Financial",
  "title": "What a 5% loan fee adds to your cost",
  "edition": "loan-fee-mechanics@2026-09-26.1",
  "preparedDate": "2026-09-26",
  "publicationDate": "2026-09-27",
  "publicationUrl": "https://rungfinancial.com/research/personal-loan-fee-and-proceeds-ledger/",
  "status": "publication-edition",
  "license": null,
  "citationInstruction": "Cite Rung Financial, the report title, edition and canonical URL. Preserve the hypothetical assumptions and the September 26, 2026 source-check date. These examples are not borrower outcomes or typical market prices.",
  "assistance": "Codex assisted preparation and verification; no new independent human expert review is claimed."
}