{
  "schema_version": 1,
  "dataset_version": "personal-loan-funded-cost@2026-09-05.collection.3",
  "state_comparison_version": "personal-loan-state-comparison@2026-09-05.v1",
  "status": "internal-pilot-not-for-publication",
  "checked_date": "2026-09-05",
  "protocol_version": "0.4",
  "jurisdiction_universe": "The 50 states and District of Columbia; Puerto Rico and other territories are recorded when the source addresses them.",
  "definitions": {
    "confirmed_available": "The official source includes the jurisdiction in a complete availability statement or list. This is not a promise of approval.",
    "confirmed_unavailable": "The official source excludes the jurisdiction from a complete availability statement or list.",
    "named_state_rule_availability_not_established": "The official source names a state rule, but the reviewed sources do not establish a complete availability map.",
    "not_established": "The reviewed official sources do not establish whether the program is available in the jurisdiction."
  },
  "counts": {
    "programs": 17,
    "jurisdictions": 51,
    "rows": 867,
    "programs_with_complete_public_availability_map": 6,
    "confirmed_available_rows": 259,
    "confirmed_unavailable_rows": 47,
    "named_state_rule_rows_without_complete_map": 8,
    "availability_not_established_rows": 553,
    "rows_with_named_amount_override": 20
  },
  "program_summary": [
    {
      "brand_name": "Prosper",
      "complete_public_availability_map": true,
      "confirmed_available_jurisdictions": 49,
      "confirmed_unavailable_jurisdictions": 2,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 0,
      "named_amount_override_jurisdictions": 0,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-PROSPER-PRODUCT-20260905",
        "PL-SRC-PROSPER-AVAILABILITY-20251223"
      ],
      "open_questions": [
        "amount rules by state",
        "fee rules by state",
        "creditor exceptions by state"
      ]
    },
    {
      "brand_name": "Oportun",
      "complete_public_availability_map": true,
      "confirmed_available_jurisdictions": 41,
      "confirmed_unavailable_jurisdictions": 10,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 0,
      "named_amount_override_jurisdictions": 2,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "open_questions": [
        "which partner bank applies in each partner state",
        "complete fee schedule by state"
      ]
    },
    {
      "brand_name": "Upstart",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 3,
      "availability_not_established": 48,
      "named_amount_override_jurisdictions": 3,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "open_questions": [
        "complete availability list",
        "maximum amount by state",
        "creditor by state or offer",
        "fee rules by state"
      ]
    },
    {
      "brand_name": "Happen Bank",
      "complete_public_availability_map": true,
      "confirmed_available_jurisdictions": 51,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 0,
      "named_amount_override_jurisdictions": 0,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-HAPPEN-RATES-20260706",
        "PL-SRC-HAPPEN-ELIGIBILITY-20260127"
      ],
      "open_questions": [
        "amount, rate, term, and channel variations by state"
      ]
    },
    {
      "brand_name": "SoFi",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 51,
      "named_amount_override_jurisdictions": 0,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "open_questions": [
        "complete eligible-state list",
        "named state-specific minimum amounts",
        "named state-specific rate caps",
        "creditor exceptions by state"
      ]
    },
    {
      "brand_name": "OneMain Financial",
      "complete_public_availability_map": true,
      "confirmed_available_jurisdictions": 44,
      "confirmed_unavailable_jurisdictions": 7,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 0,
      "named_amount_override_jurisdictions": 9,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "open_questions": [
        "normalized fee treatment by state",
        "named creditor affiliate by state",
        "unsecured-only amount ceiling by state"
      ]
    },
    {
      "brand_name": "Upgrade",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 51,
      "named_amount_override_jurisdictions": 0,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-UPGRADE-PRODUCT-20260905",
        "PL-SRC-UPGRADE-BANK-PARTNERS-20260905",
        "PL-SRC-UPGRADE-STATE-AMOUNTS-20260905"
      ],
      "open_questions": [
        "complete availability list",
        "amount rules by state",
        "creditor exceptions by state",
        "fee rules by state"
      ]
    },
    {
      "brand_name": "Best Egg",
      "complete_public_availability_map": true,
      "confirmed_available_jurisdictions": 47,
      "confirmed_unavailable_jurisdictions": 4,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 0,
      "named_amount_override_jurisdictions": 3,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-BESTEGG-PRODUCT-20260905",
        "PL-SRC-BESTEGG-FEES-20260213"
      ],
      "open_questions": [
        "creditor assignment by state or offer",
        "state-specific fee exceptions beyond the national disclosure"
      ]
    },
    {
      "brand_name": "Avant",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 2,
      "availability_not_established": 49,
      "named_amount_override_jurisdictions": 0,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "open_questions": [
        "complete availability list",
        "minimum amount by state",
        "administration-fee range by state",
        "creditor exceptions by state"
      ]
    },
    {
      "brand_name": "LendingPoint",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 3,
      "availability_not_established": 48,
      "named_amount_override_jurisdictions": 3,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "open_questions": [
        "complete availability list",
        "creditor assignment by state or offer",
        "fee treatment by state"
      ]
    },
    {
      "brand_name": "Discover",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 51,
      "named_amount_override_jurisdictions": 0,
      "access_rule": null,
      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "open_questions": [
        "complete availability list",
        "state-specific amount or term limits"
      ]
    },
    {
      "brand_name": "Wells Fargo",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 51,
      "named_amount_override_jurisdictions": 0,
      "access_rule": "Existing Wells Fargo customer for at least 12 months.",
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "open_questions": [
        "complete availability list",
        "state-specific amount, term, or pricing rules"
      ]
    },
    {
      "brand_name": "U.S. Bank",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 51,
      "named_amount_override_jurisdictions": 0,
      "access_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "open_questions": [
        "included and excluded state lists",
        "state-specific amount, term, or pricing rules"
      ]
    },
    {
      "brand_name": "PNC",
      "complete_public_availability_map": true,
      "confirmed_available_jurisdictions": 27,
      "confirmed_unavailable_jurisdictions": 24,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 0,
      "named_amount_override_jurisdictions": 0,
      "access_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "open_questions": [
        "details of restrictions in CT, MA, NY, and TN",
        "ZIP-specific APR table"
      ]
    },
    {
      "brand_name": "Citi",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 51,
      "named_amount_override_jurisdictions": 0,
      "access_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "open_questions": [
        "complete availability list",
        "state-specific amount, term, or pricing rules"
      ]
    },
    {
      "brand_name": "Alliant Credit Union",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 51,
      "named_amount_override_jurisdictions": 0,
      "access_rule": "Alliant membership for at least 90 days.",
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "open_questions": [
        "complete availability list",
        "state-specific amount, term, or pricing rules"
      ]
    },
    {
      "brand_name": "PenFed Credit Union",
      "complete_public_availability_map": false,
      "confirmed_available_jurisdictions": 0,
      "confirmed_unavailable_jurisdictions": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 51,
      "named_amount_override_jurisdictions": 0,
      "access_rule": "Preexisting membership is not required; membership length can affect APR.",
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "open_questions": [
        "complete availability list",
        "state-specific amount, term, or pricing rules",
        "current public APR range"
      ]
    }
  ],
  "jurisdiction_summary": [
    {
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun",
        "OneMain Financial"
      ],
      "programs_with_amount_override": [
        "OneMain Financial"
      ]
    },
    {
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "confirmed_available_programs": 4,
      "confirmed_unavailable_programs": 2,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "confirmed_available_programs": 4,
      "confirmed_unavailable_programs": 2,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun",
        "OneMain Financial"
      ],
      "programs_with_amount_override": [
        "OneMain Financial"
      ]
    },
    {
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 1,
      "availability_not_established": 10,
      "programs_with_named_variation": [
        "LendingPoint"
      ],
      "programs_with_amount_override": [
        "LendingPoint"
      ]
    },
    {
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "confirmed_available_programs": 4,
      "confirmed_unavailable_programs": 2,
      "named_rule_availability_not_established": 1,
      "availability_not_established": 10,
      "programs_with_named_variation": [
        "Avant",
        "PNC"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "confirmed_available_programs": 3,
      "confirmed_unavailable_programs": 3,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 2,
      "availability_not_established": 9,
      "programs_with_named_variation": [
        "Oportun",
        "Upstart",
        "OneMain Financial",
        "Best Egg",
        "LendingPoint"
      ],
      "programs_with_amount_override": [
        "Oportun",
        "Upstart",
        "OneMain Financial",
        "Best Egg",
        "LendingPoint"
      ]
    },
    {
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 2,
      "availability_not_established": 9,
      "programs_with_named_variation": [
        "Oportun",
        "Upstart",
        "LendingPoint"
      ],
      "programs_with_amount_override": [
        "Oportun",
        "Upstart",
        "LendingPoint"
      ]
    },
    {
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "confirmed_available_programs": 2,
      "confirmed_unavailable_programs": 4,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "confirmed_available_programs": 4,
      "confirmed_unavailable_programs": 2,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "OneMain Financial"
      ],
      "programs_with_amount_override": [
        "OneMain Financial"
      ]
    },
    {
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
      "confirmed_available_programs": 4,
      "confirmed_unavailable_programs": 2,
      "named_rule_availability_not_established": 1,
      "availability_not_established": 10,
      "programs_with_named_variation": [
        "Upstart",
        "Best Egg",
        "PNC"
      ],
      "programs_with_amount_override": [
        "Upstart",
        "Best Egg"
      ]
    },
    {
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
      "confirmed_available_programs": 5,
      "confirmed_unavailable_programs": 1,
      "named_rule_availability_not_established": 0,
      "availability_not_established": 11,
      "programs_with_named_variation": [
        "Oportun"
      ],
      "programs_with_amount_override": []
    },
    {
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
      "confirmed_available_programs": 6,
      "confirmed_unavailable_programs": 0,
      "named_rule_availability_not_established": 0,
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    {
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    {
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    {
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    {
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    },
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    },
    {
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    },
    {
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      "source_ids": [
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-PROSPER-20260905",
      "brand_name": "Prosper",
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      "jurisdiction_name": "Wyoming",
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      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
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      "source_ids": [
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      "uncertainty_note": "amount rules by state; fee rules by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-OPORTUN-20260905",
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      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
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      "national_origination_fee_min": null,
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      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
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      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
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      "national_origination_fee_min": null,
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      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": 3100,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor",
        "amount_minimum"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer.",
        "Pathward amounts financed below $3,100 are unavailable."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": 1600,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor",
        "amount_minimum"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer.",
        "Column and Pathward amounts financed below $1,600 are unavailable."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "NM",
      "jurisdiction_name": "New Mexico",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Unsecured personal loans are originated by Oportun Inc."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "NY",
      "jurisdiction_name": "New York",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "NC",
      "jurisdiction_name": "North Carolina",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Unsecured personal loans are originated by Oportun Inc."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-OPORTUN-20260905",
      "brand_name": "Oportun",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 300,
      "national_amount_max": 10000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "creditor"
      ],
      "state_rule_summary": [
        "Loans are originated by one or both of Pathward, N.A. and Column N.A.; the specific creditor is not established before the offer."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-OPORTUN-PRODUCT-20260905"
      ],
      "uncertainty_note": "which partner bank applies in each partner state; complete fee schedule by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "named_state_rule_availability_not_established",
      "availability_basis": "The official source names a rule for this jurisdiction but does not publish a complete availability map.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": 3100,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$3,100 minimum."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "named_state_rule_availability_not_established",
      "availability_basis": "The official source names a rule for this jurisdiction but does not publish a complete availability map.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": 1500,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$1,500 minimum."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
      "availability_status": "named_state_rule_availability_not_established",
      "availability_basis": "The official source names a rule for this jurisdiction but does not publish a complete availability map.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": 7000,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$7,000 minimum."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
      ],
      "uncertainty_note": "complete availability list; maximum amount by state; creditor by state or offer; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-UPSTART-20260905",
      "brand_name": "Upstart",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.3,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": null,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 75000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPSTART-PRODUCT-20260905",
        "PL-SRC-UPSTART-TERMS-20260817"
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    },
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    {
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    },
    {
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    {
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    },
    {
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    {
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    {
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      "jurisdiction_name": "North Dakota",
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    {
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    },
    {
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    {
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      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
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    },
    {
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      "brand_name": "Upstart",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
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    },
    {
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      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
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    },
    {
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    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-UPSTART-20260905",
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    },
    {
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      "jurisdiction_name": "Texas",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-UPSTART-20260905",
      "brand_name": "Upstart",
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      "jurisdiction_name": "Utah",
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    },
    {
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    },
    {
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      "jurisdiction_name": "Virginia",
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    },
    {
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    {
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    {
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    {
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    },
    {
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    },
    {
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      "brand_name": "Happen Bank",
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      "jurisdiction_name": "Arkansas",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-HAPPEN-20260905",
      "brand_name": "Happen Bank",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-HAPPEN-20260905",
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      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-HAPPEN-20260905",
      "brand_name": "Happen Bank",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-HAPPEN-20260905",
      "brand_name": "Happen Bank",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-HAPPEN-20260905",
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    },
    {
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      "jurisdiction_name": "Florida",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-HAPPEN-20260905",
      "brand_name": "Happen Bank",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-HAPPEN-20260905",
      "brand_name": "Happen Bank",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-HAPPEN-20260905",
      "brand_name": "Happen Bank",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
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      "uncertainty_note": "amount, rate, term, and channel variations by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-HAPPEN-20260905",
      "brand_name": "Happen Bank",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-HAPPEN-20260905",
      "brand_name": "Happen Bank",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-HAPPEN-20260905",
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      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
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    },
    {
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    },
    {
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    {
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    {
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    {
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    {
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    {
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    {
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    {
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    {
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    {
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    {
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    },
    {
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    },
    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-SOFI-20260905",
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      "jurisdiction_code": "IA",
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      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-SOFI-20260905",
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    },
    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-SOFI-20260905",
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    },
    {
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    },
    {
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    },
    {
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    {
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    },
    {
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    {
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    },
    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-SOFI-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-SOFI-20260905",
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    },
    {
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    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-SOFI-20260905",
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      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-SOFI-20260905",
      "brand_name": "SoFi",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 35.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 7,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 5000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-SOFI-20260905",
      "brand_name": "SoFi",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 35.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 7,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 5000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-SOFI-20260905",
      "brand_name": "SoFi",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 35.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 7,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 5000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-SOFI-20260905",
      "brand_name": "SoFi",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 35.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 7,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 5000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-SOFI-20260905",
      "brand_name": "SoFi",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 35.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 7,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 5000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-SOFI-20260905",
      "brand_name": "SoFi",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 35.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 7,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 5000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-SOFI-20260905",
      "brand_name": "SoFi",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 35.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 7,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 5000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-SOFI-20260905",
      "brand_name": "SoFi",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 35.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 7,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 5000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-SOFI-PRODUCT-20260716",
        "PL-SRC-SOFI-RATES-20260905",
        "PL-SRC-SOFI-ELIGIBILITY-20251201"
      ],
      "uncertainty_note": "complete eligible-state list; named state-specific minimum amounts; named state-specific rate caps; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": 2100,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$2,100 minimum."
      ],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": 3000,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$3,000 minimum."
      ],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": 3100,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$3,100 minimum."
      ],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": 7000,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_maximum"
      ],
      "state_rule_summary": [
        "$7,000 maximum."
      ],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "NM",
      "jurisdiction_name": "New Mexico",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "NY",
      "jurisdiction_name": "New York",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "NC",
      "jurisdiction_name": "North Carolina",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": 11000,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_maximum"
      ],
      "state_rule_summary": [
        "$11,000 maximum for unsecured loans to all customers."
      ],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": 2000,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$2,000 minimum."
      ],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": 2000,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$2,000 minimum."
      ],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": 2600,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$2,600 minimum."
      ],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": 13500,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_maximum"
      ],
      "state_rule_summary": [
        "$13,500 maximum."
      ],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-ONEMAIN-20260905",
      "brand_name": "OneMain Financial",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 11.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": 25,
      "national_origination_fee_flat_max": 500,
      "national_amount_min": 1500,
      "national_amount_max": 30000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The official schedule uses either a $25-to-$500 flat fee or a 1%-to-10% percentage fee depending on state; the complete state rows are not yet normalized.",
        "The legal creditor is a state-licensed OneMain affiliate and depends on location and loan documents."
      ],
      "source_ids": [
        "PL-SRC-ONEMAIN-PRODUCT-20260905",
        "PL-SRC-ONEMAIN-FEES-20260905",
        "PL-SRC-ONEMAIN-LENDING-PROCESS-20260905"
      ],
      "uncertainty_note": "normalized fee treatment by state; named creditor affiliate by state; unsecured-only amount ceiling by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.74,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1.85,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPGRADE-PRODUCT-20260905",
        "PL-SRC-UPGRADE-BANK-PARTNERS-20260905",
        "PL-SRC-UPGRADE-STATE-AMOUNTS-20260905"
      ],
      "uncertainty_note": "complete availability list; amount rules by state; creditor exceptions by state; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.74,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1.85,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPGRADE-PRODUCT-20260905",
        "PL-SRC-UPGRADE-BANK-PARTNERS-20260905",
        "PL-SRC-UPGRADE-STATE-AMOUNTS-20260905"
      ],
      "uncertainty_note": "complete availability list; amount rules by state; creditor exceptions by state; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.74,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1.85,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPGRADE-PRODUCT-20260905",
        "PL-SRC-UPGRADE-BANK-PARTNERS-20260905",
        "PL-SRC-UPGRADE-STATE-AMOUNTS-20260905"
      ],
      "uncertainty_note": "complete availability list; amount rules by state; creditor exceptions by state; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.74,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1.85,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPGRADE-PRODUCT-20260905",
        "PL-SRC-UPGRADE-BANK-PARTNERS-20260905",
        "PL-SRC-UPGRADE-STATE-AMOUNTS-20260905"
      ],
      "uncertainty_note": "complete availability list; amount rules by state; creditor exceptions by state; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.74,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1.85,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPGRADE-PRODUCT-20260905",
        "PL-SRC-UPGRADE-BANK-PARTNERS-20260905",
        "PL-SRC-UPGRADE-STATE-AMOUNTS-20260905"
      ],
      "uncertainty_note": "complete availability list; amount rules by state; creditor exceptions by state; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.74,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1.85,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-UPGRADE-PRODUCT-20260905",
        "PL-SRC-UPGRADE-BANK-PARTNERS-20260905",
        "PL-SRC-UPGRADE-STATE-AMOUNTS-20260905"
      ],
      "uncertainty_note": "complete availability list; amount rules by state; creditor exceptions by state; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.74,
      "national_apr_max": 35.99,
      "national_origination_fee_min": 1.85,
      "national_origination_fee_max": 9.99,
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-UPGRADE-20260905",
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    },
    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-UPGRADE-20260905",
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      "jurisdiction_name": "Florida",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-UPGRADE-20260905",
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      "jurisdiction_name": "Georgia",
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    },
    {
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      "jurisdiction_name": "Hawaii",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-UPGRADE-20260905",
      "brand_name": "Upgrade",
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      "jurisdiction_name": "Illinois",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-UPGRADE-20260905",
      "brand_name": "Upgrade",
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      "jurisdiction_name": "Kentucky",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-UPGRADE-20260905",
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      "jurisdiction_name": "Maryland",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-UPGRADE-20260905",
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      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-UPGRADE-20260905",
      "brand_name": "Upgrade",
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      "jurisdiction_name": "Minnesota",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-UPGRADE-20260905",
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      "jurisdiction_name": "Mississippi",
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    },
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    {
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    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-UPGRADE-20260905",
      "brand_name": "Upgrade",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
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    },
    {
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      "jurisdiction_name": "Ohio",
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    },
    {
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      "jurisdiction_name": "Oklahoma",
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    {
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      "brand_name": "Upgrade",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
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    {
      "state_comparison_id": "PL-STATE-COMP-PA-UPGRADE-20260905",
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      "jurisdiction_name": "Pennsylvania",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-UPGRADE-20260905",
      "brand_name": "Upgrade",
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      "jurisdiction_name": "Rhode Island",
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    {
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    {
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    {
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    {
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      ],
      "uncertainty_note": "complete availability list; amount rules by state; creditor exceptions by state; fee rules by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-UPGRADE-20260905",
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      ],
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-UPGRADE-20260905",
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      ],
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-UPGRADE-20260905",
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      "jurisdiction_name": "Virginia",
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    },
    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-UPGRADE-20260905",
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      "jurisdiction_name": "West Virginia",
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      ],
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-UPGRADE-20260905",
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      "jurisdiction_name": "Wisconsin",
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      ],
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    },
    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-BESTEGG-20260905",
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      "jurisdiction_name": "Alabama",
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      "source_ids": [
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    },
    {
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      "jurisdiction_name": "Alaska",
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    },
    {
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    },
    {
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    },
    {
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    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-BESTEGG-20260905",
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      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The offer identifies Cross River Bank or Column N.A. as creditor; a public pre-offer state assignment is not established."
      ],
      "source_ids": [
        "PL-SRC-BESTEGG-PRODUCT-20260905",
        "PL-SRC-BESTEGG-FEES-20260213"
      ],
      "uncertainty_note": "creditor assignment by state or offer; state-specific fee exceptions beyond the national disclosure"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-BESTEGG-20260905",
      "brand_name": "Best Egg",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
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      "general_variation_notes": [
        "The offer identifies Cross River Bank or Column N.A. as creditor; a public pre-offer state assignment is not established."
      ],
      "source_ids": [
        "PL-SRC-BESTEGG-PRODUCT-20260905",
        "PL-SRC-BESTEGG-FEES-20260213"
      ],
      "uncertainty_note": "creditor assignment by state or offer; state-specific fee exceptions beyond the national disclosure"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-BESTEGG-20260905",
      "brand_name": "Best Egg",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "confirmed_unavailable",
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      "complete_public_availability_map": true,
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      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "general_variation_notes": [
        "The offer identifies Cross River Bank or Column N.A. as creditor; a public pre-offer state assignment is not established."
      ],
      "source_ids": [
        "PL-SRC-BESTEGG-PRODUCT-20260905",
        "PL-SRC-BESTEGG-FEES-20260213"
      ],
      "uncertainty_note": "creditor assignment by state or offer; state-specific fee exceptions beyond the national disclosure"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-BESTEGG-20260905",
      "brand_name": "Best Egg",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 6.99,
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      "state_rule_types": [],
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      "general_variation_notes": [
        "The offer identifies Cross River Bank or Column N.A. as creditor; a public pre-offer state assignment is not established."
      ],
      "source_ids": [
        "PL-SRC-BESTEGG-PRODUCT-20260905",
        "PL-SRC-BESTEGG-FEES-20260213"
      ],
      "uncertainty_note": "creditor assignment by state or offer; state-specific fee exceptions beyond the national disclosure"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-BESTEGG-20260905",
      "brand_name": "Best Egg",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
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      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": 6.99,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "general_variation_notes": [
        "The offer identifies Cross River Bank or Column N.A. as creditor; a public pre-offer state assignment is not established."
      ],
      "source_ids": [
        "PL-SRC-BESTEGG-PRODUCT-20260905",
        "PL-SRC-BESTEGG-FEES-20260213"
      ],
      "uncertainty_note": "creditor assignment by state or offer; state-specific fee exceptions beyond the national disclosure"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
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      "national_origination_fee_min": null,
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      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
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      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
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      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
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      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "named_state_rule_availability_not_established",
      "availability_basis": "The official source names a rule for this jurisdiction but does not publish a complete availability map.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "licensing_notice"
      ],
      "state_rule_summary": [
        "Marketing is associated with Avant, LLC, Small Loan Company License SLC-1246731."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
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      "national_origination_fee_flat_min": null,
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      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
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      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
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      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
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      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
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    {
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    {
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    {
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    {
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    {
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    {
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    {
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    },
    {
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    },
    {
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    {
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    },
    {
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "named_state_rule_availability_not_established",
      "availability_basis": "The official source names a rule for this jurisdiction but does not publish a complete availability map.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "platform_entity"
      ],
      "state_rule_summary": [
        "Avant of Washington, LLC DBA Avant is identified as an Avant, LLC subsidiary."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-AVANT-20260905",
      "brand_name": "Avant",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.95,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 9.99,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-AVANT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; minimum amount by state; administration-fee range by state; creditor exceptions by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "named_state_rule_availability_not_established",
      "availability_basis": "The official source names a rule for this jurisdiction but does not publish a complete availability map.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": 3001,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$3,001 minimum for the direct-to-consumer product."
      ],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "named_state_rule_availability_not_established",
      "availability_basis": "The official source names a rule for this jurisdiction but does not publish a complete availability map.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": 3500,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$3,500 minimum for the direct-to-consumer product."
      ],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "named_state_rule_availability_not_established",
      "availability_basis": "The official source names a rule for this jurisdiction but does not publish a complete availability map.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": 2000,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": true,
      "state_rule_types": [
        "amount_minimum"
      ],
      "state_rule_summary": [
        "$2,000 minimum for the direct-to-consumer product."
      ],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
      "national_apr_max": 35.99,
      "national_origination_fee_min": null,
      "national_origination_fee_max": 10,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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      "national_origination_fee_min": null,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "NM",
      "jurisdiction_name": "New Mexico",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "NY",
      "jurisdiction_name": "New York",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "NC",
      "jurisdiction_name": "North Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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      "state_amount_min_override": null,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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      "state_rule_types": [],
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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      "national_amount_max": 36500,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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      "national_origination_fee_min": null,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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      "state_amount_min_override": null,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "state_amount_min_override": null,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "state_rule_types": [],
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "general_variation_notes": [
        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-LENDINGPOINT-20260905",
      "brand_name": "LendingPoint",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.99,
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      "national_origination_fee_min": null,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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        "The direct-to-consumer creditor may be FinWise Bank, Coastal Community Bank, or LendingPoint as a licensed state lender."
      ],
      "source_ids": [
        "PL-SRC-LENDINGPOINT-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; creditor assignment by state or offer; fee treatment by state"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 2500,
      "national_amount_max": 40000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 2500,
      "national_amount_max": 40000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 40000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 40000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 40000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
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      "national_amount_max": 40000,
      "state_amount_min_override": null,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 2500,
      "national_amount_max": 40000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2500,
      "national_amount_max": 40000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
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      "national_amount_min": 2500,
      "national_amount_max": 40000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 2500,
      "national_amount_max": 40000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.99,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 2500,
      "national_amount_max": 40000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": null,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
        "PL-SRC-DISCOVER-TERMS-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
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      "source_ids": [
        "PL-SRC-DISCOVER-PRODUCT-20260824",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "not_established",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "not_established",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "not_established",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "availability_status": "not_established",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "source_ids": [
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
      "availability_status": "not_established",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
      "availability_status": "not_established",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "NM",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-DISCOVER-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-DISCOVER-20260905",
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      "jurisdiction_name": "North Carolina",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "not_established",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "not_established",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      ],
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-DISCOVER-20260905",
      "brand_name": "Discover",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "uncertainty_note": "complete availability list; state-specific amount or term limits"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "national_origination_fee_min": 0,
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      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
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      "jurisdiction_name": "Massachusetts",
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
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      "jurisdiction_name": "Michigan",
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
      "availability_status": "not_established",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "NM",
      "jurisdiction_name": "New Mexico",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "NY",
      "jurisdiction_name": "New York",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "NC",
      "jurisdiction_name": "North Carolina",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
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      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
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      "state_rule_types": [],
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-WELLSFARGO-20260905",
      "brand_name": "Wells Fargo",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 6.74,
      "national_apr_max": 26.74,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 3000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Existing Wells Fargo customer for at least 12 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-WELLSFARGO-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
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      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
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      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
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      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 1000,
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      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 1000,
      "national_amount_max": 50000,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
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      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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        "PL-SRC-USBANK-PRODUCT-20260905"
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      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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        "PL-SRC-USBANK-PRODUCT-20260905"
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "NM",
      "jurisdiction_name": "New Mexico",
      "availability_status": "not_established",
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      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "NY",
      "jurisdiction_name": "New York",
      "availability_status": "not_established",
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      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "NC",
      "jurisdiction_name": "North Carolina",
      "availability_status": "not_established",
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        "PL-SRC-USBANK-PRODUCT-20260905"
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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        "PL-SRC-USBANK-PRODUCT-20260905"
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
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      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
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      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
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      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
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      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
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      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "source_ids": [
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "not_established",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "not_established",
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      "source_ids": [
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
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      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "source_ids": [
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-USBANK-20260905",
      "brand_name": "U.S. Bank",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 7.24,
      "national_apr_max": 24.99,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Current clients can borrow up to $50,000 for up to 84 months; non-clients are limited to $25,000 and 60 months.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-USBANK-PRODUCT-20260905"
      ],
      "uncertainty_note": "included and excluded state lists; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": true,
      "state_rule_types": [
        "unspecified_restriction"
      ],
      "state_rule_summary": [
        "PNC says further restrictions apply but does not state them on the public page."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-PNC-20260905",
      "brand_name": "PNC",
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      "jurisdiction_name": "Kentucky",
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-PNC-20260905",
      "brand_name": "PNC",
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      "jurisdiction_name": "Maryland",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-PNC-20260905",
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      "jurisdiction_name": "Massachusetts",
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-PNC-20260905",
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      "jurisdiction_name": "Michigan",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
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      "source_ids": [
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
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      "source_ids": [
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
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      "source_ids": [
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
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      "source_ids": [
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
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      "source_ids": [
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
      "availability_status": "confirmed_available",
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      "source_ids": [
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "NM",
      "jurisdiction_name": "New Mexico",
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      "source_ids": [
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "NY",
      "jurisdiction_name": "New York",
      "availability_status": "confirmed_available",
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      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
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      ],
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      "source_ids": [
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "NC",
      "jurisdiction_name": "North Carolina",
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
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      "source_ids": [
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      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
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      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": true,
      "state_rule_types": [
        "unspecified_restriction"
      ],
      "state_rule_summary": [
        "PNC says further restrictions apply but does not state them on the public page."
      ],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "confirmed_available",
      "availability_basis": "The official source includes this jurisdiction in a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-PNC-20260905",
      "brand_name": "PNC",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "confirmed_unavailable",
      "availability_basis": "The official source excludes this jurisdiction from a complete availability statement or list.",
      "complete_public_availability_map": true,
      "national_apr_min": null,
      "national_apr_max": 27.19,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 35000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Noncustomers may apply by appointment or phone; online application requires PNC Online Banking.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PNC-PRODUCT-20260905"
      ],
      "uncertainty_note": "details of restrictions in CT, MA, NY, and TN; ZIP-specific APR table"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
      "national_apr_max": 17.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
      "national_apr_max": 17.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
      "national_apr_max": 17.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
      "national_apr_max": 17.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
      "national_apr_max": 17.49,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 2000,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
      "availability_status": "not_established",
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      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
      "availability_status": "not_established",
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      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
      "availability_status": "not_established",
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      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "NM",
      "jurisdiction_name": "New Mexico",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "state_amount_max_override": null,
      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "NY",
      "jurisdiction_name": "New York",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "NC",
      "jurisdiction_name": "North Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "national_apr_min": 9.99,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-CITI-20260905",
      "brand_name": "Citi",
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      "jurisdiction_name": "Vermont",
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      "complete_public_availability_map": false,
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      "source_ids": [
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-CITI-20260905",
      "brand_name": "Citi",
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      "jurisdiction_name": "Virginia",
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
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      "complete_public_availability_map": false,
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "not_established",
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      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-CITI-20260905",
      "brand_name": "Citi",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "New-to-Citi customers are limited to $30,000; eligible current customers may receive up to $50,000.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-CITI-PRODUCT-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
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      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
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      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "national_origination_fee_min": 0,
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      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
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      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
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      "national_origination_fee_min": 0,
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      "national_amount_min": 1000,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
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      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
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      "source_ids": [
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
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      "state_rule_types": [],
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      "source_ids": [
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        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
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      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
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      "national_origination_fee_min": 0,
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "IL",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-ALLIANT-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-ALLIANT-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-ALLIANT-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-ALLIANT-20260905",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-ALLIANT-20260905",
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      "jurisdiction_name": "Missouri",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-ALLIANT-20260905",
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      "jurisdiction_name": "Montana",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
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      "jurisdiction_name": "Nebraska",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-ALLIANT-20260905",
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      "jurisdiction_name": "Nevada",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
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      "jurisdiction_name": "New Mexico",
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    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "NY",
      "jurisdiction_name": "New York",
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      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "NC",
      "jurisdiction_name": "North Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
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      "national_origination_fee_min": 0,
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      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
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      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 100000,
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      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
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      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
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      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
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      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
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      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
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      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
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      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
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      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
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      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
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      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-ALLIANT-20260905",
      "brand_name": "Alliant Credit Union",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": 8.99,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": 1000,
      "national_amount_max": 100000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Alliant membership for at least 90 days.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-ALLIANT-PRODUCT-20260905",
        "PL-SRC-ALLIANT-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AL-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "AL",
      "jurisdiction_name": "Alabama",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AK-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "AK",
      "jurisdiction_name": "Alaska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AZ-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "AZ",
      "jurisdiction_name": "Arizona",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-AR-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "AR",
      "jurisdiction_name": "Arkansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CA-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "CA",
      "jurisdiction_name": "California",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CO-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "CO",
      "jurisdiction_name": "Colorado",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-CT-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "CT",
      "jurisdiction_name": "Connecticut",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DE-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "DE",
      "jurisdiction_name": "Delaware",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-DC-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "DC",
      "jurisdiction_name": "District of Columbia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-FL-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "FL",
      "jurisdiction_name": "Florida",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-GA-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "GA",
      "jurisdiction_name": "Georgia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-HI-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "HI",
      "jurisdiction_name": "Hawaii",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ID-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "ID",
      "jurisdiction_name": "Idaho",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IL-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "IL",
      "jurisdiction_name": "Illinois",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IN-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "IN",
      "jurisdiction_name": "Indiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-IA-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "IA",
      "jurisdiction_name": "Iowa",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KS-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "KS",
      "jurisdiction_name": "Kansas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-KY-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "KY",
      "jurisdiction_name": "Kentucky",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-LA-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "LA",
      "jurisdiction_name": "Louisiana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ME-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "ME",
      "jurisdiction_name": "Maine",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MD-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "MD",
      "jurisdiction_name": "Maryland",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
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      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MA-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "MA",
      "jurisdiction_name": "Massachusetts",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
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      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MI-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "MI",
      "jurisdiction_name": "Michigan",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MN-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "MN",
      "jurisdiction_name": "Minnesota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MS-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "MS",
      "jurisdiction_name": "Mississippi",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MO-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "MO",
      "jurisdiction_name": "Missouri",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-MT-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "MT",
      "jurisdiction_name": "Montana",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NE-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "NE",
      "jurisdiction_name": "Nebraska",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NV-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "NV",
      "jurisdiction_name": "Nevada",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NH-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "NH",
      "jurisdiction_name": "New Hampshire",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
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      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NJ-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "NJ",
      "jurisdiction_name": "New Jersey",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_amount_min": null,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NM-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "NM",
      "jurisdiction_name": "New Mexico",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NY-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "NY",
      "jurisdiction_name": "New York",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-NC-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "NC",
      "jurisdiction_name": "North Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-ND-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "ND",
      "jurisdiction_name": "North Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OH-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "OH",
      "jurisdiction_name": "Ohio",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
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      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OK-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "OK",
      "jurisdiction_name": "Oklahoma",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-OR-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "OR",
      "jurisdiction_name": "Oregon",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
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      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-PA-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "PA",
      "jurisdiction_name": "Pennsylvania",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
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      "national_origination_fee_min": 0,
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      "state_amount_min_override": null,
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      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
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      "state_rule_types": [],
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      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-RI-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "RI",
      "jurisdiction_name": "Rhode Island",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SC-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "SC",
      "jurisdiction_name": "South Carolina",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-SD-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "SD",
      "jurisdiction_name": "South Dakota",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TN-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "TN",
      "jurisdiction_name": "Tennessee",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-TX-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "TX",
      "jurisdiction_name": "Texas",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-UT-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "UT",
      "jurisdiction_name": "Utah",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VT-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "VT",
      "jurisdiction_name": "Vermont",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-VA-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "VA",
      "jurisdiction_name": "Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WA-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "WA",
      "jurisdiction_name": "Washington",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WV-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "WV",
      "jurisdiction_name": "West Virginia",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WI-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "WI",
      "jurisdiction_name": "Wisconsin",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    },
    {
      "state_comparison_id": "PL-STATE-COMP-WY-PENFED-20260905",
      "brand_name": "PenFed Credit Union",
      "jurisdiction_code": "WY",
      "jurisdiction_name": "Wyoming",
      "availability_status": "not_established",
      "availability_basis": "The reviewed official sources do not publish a complete availability list for this program.",
      "complete_public_availability_map": false,
      "national_apr_min": null,
      "national_apr_max": null,
      "national_origination_fee_min": 0,
      "national_origination_fee_max": 0,
      "national_origination_fee_flat_min": null,
      "national_origination_fee_flat_max": null,
      "national_amount_min": null,
      "national_amount_max": 50000,
      "state_amount_min_override": null,
      "state_amount_max_override": null,
      "membership_or_relationship_rule": "Preexisting membership is not required; membership length can affect APR.",
      "named_state_variation": false,
      "state_rule_types": [],
      "state_rule_summary": [],
      "general_variation_notes": [],
      "source_ids": [
        "PL-SRC-PENFED-PRODUCT-20260905",
        "PL-SRC-PENFED-MEMBERSHIP-20260905"
      ],
      "uncertainty_note": "complete availability list; state-specific amount, term, or pricing rules; current public APR range"
    }
  ],
  "limitations": [
    "The comparison contains all 867 program-jurisdiction rows, but only six programs publish enough information for a complete availability map.",
    "A state omitted from an included list is treated as excluded only when the source says the product is available only in the named jurisdictions.",
    "A blank state rule means the reviewed public source did not establish the rule; it does not mean no state rule exists.",
    "Creditor, fee, amount, and product availability can depend on the offer as well as the applicant's state.",
    "Puerto Rico and other territories are outside the 50-state-plus-DC denominator and are recorded separately when addressed."
  ]
}
