Nine calculators
Run the numbers before you decide.
Choose the question you need to answer. Each tool shows its method and limits. Your entries stay out of the URL.
These tools estimate costs and cash flow. They do not check approval or choose a lender.
Check personal-loan costs
- What will one loan cost?
See cash after fees, payment, and full repayment.
- Loan or card for a large purchase?
Compare the same purchase and payoff time.
- Which offer costs less?
Compare up to three offers for the cash you need.
Compare the debts you have now
- Would consolidation lower the cost?
Keep the same balances and compare cost, payment, and payoff time.
Check a paycheck advance
- What are the full advance fees?
Count delivery, tips, subscription share, and repeat use.
- What remains on the next paycheck?
Subtract repayment, fees, and the bills due next.
Work through a specific problem
- Consolidation hasn’t helped
Check a denial, a costly offer, or new debt after consolidation. Compare payments, cash after fees, and what you still owe.
- Get through payday without another advance
Put paychecks, advance repayments, and bills on a timeline. Check the first short date and the largest cash gap.
- Would a later bill date help?
Compare current and requested bill dates, including extra payments during the change. Check which dates still apply.
Ready to see loan options for you?
Answer a few questions on BorrowBetter to look for loan options.
Rung may earn a referral fee. Read BorrowBetter's privacy policy, advertiser disclosure and credit authorization before you share details. Offers and approval are not guaranteed.