Original research
Alliant Credit Union personal loans: what to check before you borrow
What to check
Alliant Credit Union: the sources checked show no fee for making this loan. You still need to check interest and other charges. The legal lender listed in this record is Alliant Credit Union. Confirm the name and terms on your own offer. These facts describe the dated sample, not a promised rate or approval.
This 17-program sample is not the whole market and cannot predict your offer. CC BY 4.0 covers Rung-owned work, with third-party material excluded. This working report is public. Publisher review and third-party source clearance remain pending; no completed reviewer approval is claimed.
- Published fee: 0%. Treatment: none.
- Legal lender: Alliant Credit Union offers the unsecured personal loan directly to established members.
- State access: membership limited state list not published.
- Still unclear from public sources: advertised apr max
These terms may not match your offer
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| What to check | Published information |
|---|---|
| Product | Alliant Credit Union Personal Loan |
| Provider role | credit union |
| APR | from 8.99% (maximum not confirmed) |
| Origination fee | 0% |
| How the fee is charged | none |
| Loan amount | $1,000 to $100,000 |
| Loan length | 12, 24, 48, 60 months |
| State or access rule | Applicants must have been Alliant members for at least 90 days; state-specific availability is not enumerated on the checked page |
With no origination fee, the loan amount can match the cash you get
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| Cash you need | Fee basis | Fee rate | Loan amount | Fee removed | Fits published range? |
|---|---|---|---|---|---|
| $5,000 | no fee variant | 0% | $5,000 | $0 | Yes |
| $10,000 | no fee variant | 0% | $10,000 | $0 | Yes |
| $20,000 | no fee variant | 0% | $20,000 | $0 | Yes |
This brand makes the loan itself
Brand or platform: Alliant Credit Union
Legal lender: Alliant Credit Union
Servicer: Alliant Credit Union
Alliant Credit Union offers the unsecured personal loan directly to established members.
Public borrower data describes a group, not you
Where the evidence centers: not confirmed. Evidence type: insufficient product specific evidence. Confidence: low.
Alliant reports its aggregate other-unsecured balance, count, and interest rate to NCUA, but neither source publishes a funded personal-loan score distribution.
People covered: All Other Unsecured Loans/Lines of Credit reported to NCUA. Period end: 2026-03-31.
Most funded-loan records cover a limited group or period
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| People or loans covered | Comparison class | Scope | Period end | APR | Why it stops |
|---|---|---|---|---|---|
| mixed product total | C | All Other Unsecured Loans/Lines of Credit reported to NCUA | 2026-03-31 | Not reported | NCUA account 397 combines personal loans with other unsecured loans and lines of credit. The reported interest rate is not APR and cannot be compared with the consumer shelf APR. The average outstanding balance is a Rung division of reported balance by reported loan count and is not an original loan amount. |
Your state or membership can change the answer
Only members with at least 90 days of membership may apply.
Public map status: membership limited state list not published. Named as included: We could not confirm this. Named as excluded: We could not confirm this.
No named state-specific rule is recorded in the reviewed sources.
Confirm every answer the public pages leave open
- advertised apr max
- soft pull to check rate
- hard pull stage
- direct pay available
- full state matrix
- complete availability list
- state-specific amount, term, or pricing rules
- Alliant Credit Union: Personal Loans. official product page; checked 2026-09-05. Product features, rate table, FAQs, and footnotes 56 and 75; amount, exact term options, term-specific APR floors, fees, membership tenure, discounts, and representative example
- National Credit Union Administration: March 2026 Call Report Quarterly Data. regulator; checked 2026-09-05. FOICU and FS220/FS220A/FS220B; charters 67955 and 227; accounts 522, 397, and 994 for All Other Unsecured Loans/Lines of Credit weighted rate, balance, and count
- Alliant Credit Union: Alliant Credit Union. official product page; checked 2026-09-05. Membership FAQ; everyone in the United States may apply to join
Dataset personal-loan-funded-cost@2026-09-05.collection.3. Snapshot September 5, 2026. No independent reviewer is credited.
Check the next part of your offer
Use your current agreement as the final record.
Confirm your APR, fee, cash received, payment, total repayment, loan length, legal lender, and state rules.