Original research
Check what 17 personal-loan programs leave in the fine print
About this directory
Pick a brand to see what its public pages say and what you still need to confirm in your offer. Use these pages to build your offer checklist. They show published terms, fee math, the legal lender, state rules, and the questions public sources leave open. They do not rank lenders or predict approval.
This 17-program sample is not the whole market and cannot predict your offer. CC BY 4.0 covers Rung-owned work, with third-party material excluded. This working report is public. Publisher review and third-party source clearance remain pending; no completed reviewer approval is claimed.
- Every page uses the same September 5, 2026 snapshot.
- A published rate or fee may not match your offer.
- A missing public answer stays marked as unknown.
- Your current disclosure controls the price and terms you receive.
Check the facts that can change your loan
broad credit spectrumProspernonprime centerOportunnot confirmedUpstartprime centerHappen Bankprime centerSoFinonprime centerOneMain Financialprime centerUpgradeprime centerBest Eggnonprime centerAvantnot confirmedLendingPointprime centerDiscoverprime centerWells Fargonot confirmedU.S. Bankprime centerPNCnot confirmedCitinot confirmedAlliant Credit Unionprime centerPenFed Credit Union
Every offer should answer these 6 questions
- How much cash reaches your account after fees?
- What are the APR, monthly payment, loan length, and total repayment?
- Does the amount fit the lender’s published range?
- Which company is the legal lender?
- Do your state or membership rules change the offer?
- What is still missing or unclear?
Public pages cannot predict your approval or price
Check the next part of your offer
Use a lender page to build your questions.
Use your current offer to compare cash, cost, loan length, legal lender, and state rules.